Toby Langford – MORE TH>N BUSINESS – Small Business Guidance
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Toronto, ON (PRWEB) May 20, 2013
Today GetInsuranceQuotes.ca Canada announces their guide on business insurance for professionals and small business owners to get clarity on the types of business insurance available in the industry.
In the past, clients who took out insurance policies relied heavily on agent explanations and the insurance companys service brochure. However, there are several flaws in these insurance sales methods. It is common that sometimes agents cannot fully explain the services their company provides in detail.
Even though they have undergone training, some agents find it hard to keep up with the complexities and changes in insurance policies and government legislation. Additionally, some of them rely heavily on insurance brochures that are sometimes obsolete.
Unfamiliar Business Owners
One of the problems insurance agents face is that clients sometimes do not know what kind of business insurance policy they want for their particular business. Although agents have explained the policy in a straightforward and simple way, some clients are unclear about the terms and conditions and the benefits and protection they will receive. This may form misconceptions to clients, causing them to violate the rules and policies entailed in the insurance plan. They may also end up overpaying on an insurance policy that may not be tailored to their particular form of business. Hence, small business owners and professionals should be diligent in their research by asking key questions suggested by the Insurance Bureau of Canada such as:
Will my homeowners policy cover my home business?
With a home business do I need more liability coverage?
How do I minimize my potential losses and insurance costs?
Is my home business equipment covered when its in my car?
What about any business equipment if I havent declared my home business?
Ive heard of something called errors and omissions insurance. Do I need it?
The Insurance Bureau of Canada states that investment in loss prevention often results in reducing insurance costs and lower premiums. The following is a list of tips recommended for small business owners to protect their property:
Install approved sprinklers, intruder alarms and fire alarms.
Secure all doors, windows and skylights strongly.
Secure storage and other low-traffic areas.
Isolate flammable materials and dispose of waste materials properly.
Leave some lights on and windows clear so police patrols can view the interior.
Encourage employees to protect the company by being watchful and careful.
Back-up your computer files frequently and store copies off premises.
Register with your local police and fire department so that they know who to call in an emergency.
Consider hiring a security guard when conditions warrant.
Helping Business Owners One at a Time
To help professionals and small business owners get a better understanding on business insurance, GetInsuranceQuotes.ca has provided a comprehensive glossary on the types of business insurance available in Canada. In addition to offering clarity, GetInsuranceQuotes.ca offers business owners a free, no obligation consultation service to connect with a qualified commercial lines broker who can specialize in the needs of their particular business.
The Importance of Learning about Different Business Insurance Terms
It is always important for policy buyers to learn different business insurance terms. One of the benefits of learning insurance terms is that, one would be able to make a sound decision about what policy they should buy. Additionally, it helps them become familiar with the different terms and conditions stated in their insurance policies.
This enables them to avoid common pitfalls and policy violations that would prevent them from getting the full benefits that insurance companies provide when they need it most. Sound knowledge about various insurance terms also enables them to coordinate with insurance agents in finding the policy that will satisfactorily meet their needs.
An Important Reminder
GetInsuranceQuotes.ca also reminds their small business owners and professionals that the insurance policy they purchased can provide valuable protection against liabilities if policy holders know how to use them to their fullest potential. Using a policy the right way requires knowledge of business insurance basics, and this includes common business insurance terms.
GetInsuranceQuotes.ca is a free, easy-to-use and secure online service that offers car insurance shoppers a quick way to find competitive car insurance quotes. All motorists, regardless of their classification or driver profile, looking to lower their car insurance within the provinces of Ontario and Alberta should consider GetInsuranceQuotes.ca first.
GetInsuranceQuotes.ca is not an insurance company. It is an online service that offers consumers a way to find competitive car insurance quotes from a network of professional car insurance agents and brokers of their participating intermediaries and providers.
With the recent launch of GetInsuranceQuotes.cas business insurance service, professionals and small business owners can now connect with a qualified commercial lines broker who can specialize in protecting their particular business.
Farmers Insurance – Jim Kreisman MBA 9590 E Ironwood Square Dr #230 Scottsdale, AZ 85258 http://farmersagent.com/jkreisman (480) 491-8585 (800) 790-0889 Lear…
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Brooklyn, NY (PRWEB) May 17, 2013
The New York personal injury law firm Block O’Toole & Murphy, LLP has been retained by the family of Inomjom Tursunov, the 25 year old worker who died on Friday, May 3, 2013 after falling down an elevator shaft in a Brooklyn Navy Yard building. Tragically, Mr. Tursunov, whose family lives in the Bensonhurst neighborhood of Brooklyn, has left a wife and two very young children behind. Serious Injury Attorneys Stephen J. Murphy and David L. Scher are handling the case for the firm. Mr. Murphy commented, “Our hearts go out to this young mother and her children. They have lost a good man, a husband, a father. Block O’Toole & Murphy is committed to doing everything in our power to insure that all responsible parties are held accountable and the family receives the financial compensation and semblance of justice that they so deserve.”
According to reports, including by the New York Daily News (http://www.nydailynews.com/new-york/worker-dies-crawl-elevator-article-1.1335057), the worker attempted to escape from an elevator that had become stuck between floors after a power outage at the Navy Yard that occurred around 10:00p.m that Friday night. Navigating the darkness, Mr. Tursunov apparently opened the elevator doors, but then fell to the bottom of the shaft, at least four to five stories below. Mr. Tursunov was brought to a local hospital, where he was pronounced dead, reported the Daily News. Block O’Toole & Murphy elevator accident attorney David L. Scher added, “We are early in our investigation, but we are leaving no stone unturned.”
Block O’Toole & Murphy, LLP is a personal injury trial law firm that devotes its practice to representing individuals who have been hurt or killed as a result of negligence, which can involve elevator accidents, construction site accidents (http://www.blockotoole.com/Construction-Accidents/), car and truck collisions (http://www.blockotoole.com/Construction-Accidents/) and medical malpractice (http://www.blockotoole.com/Medical-Malpractice/). For more information about the legal rights of elevator accident victims, please view this video: http://www.blockotoole.com/Video-Center.shtml#containerColumns.
The experienced injury lawyers at Block O’Toole & Murphy, LLP have resolved well over $ 500 Million for their clients through years of multi-million dollar verdicts and settlements (http://www.blockotoole.com/Verdicts-Settlements/). The firm can be reached at (212) 736-5300 for a free consultation, and its website is located at http://www.blockotoole.com/.
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Which? – The Voice of UK Consumers – The truth about cars and motoring – presented by Which?
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(PRWEB) October 03, 2012
The Allianz SE and the Volkswagen Financial Services Company have joined forces to create a Volkswagen car insurance service, representatives from both companies have announced. The new company, Volkswagen Autoversicherung AG, will offer car insurance to Volkswagen’s car buyers along with financial services and auto service guarantees.
Allianz executive, Karsten Crede, sees a “clear jump in growth and profitability” from the venture. While focused initially on Europe, the joint venture hopes to sell car insurance to 40% of Volkswagen’s car buyers in the global market. The company plans to market the car insurance throughout the world and has markets targeted outside Europe while continuing to work with the large, emerging Chinese market. Volkswagen car dealers throughout the world will be the place to buy Volkswagen car insurance in a modular package that includes financing for leases or loans.
Volkswagen Financial Services and VW Credit are know for streamlining the credit application process and enabling the car manufacturer to advance credit to car buyers in a process that is “as fast as their cars.” Volkswagen Financial Services offers customers an on-line site for their account information, budget loans and lease terms, quick turnaround on loan applications, easy to find dealerships, handy payment estimators and special programs to put consumers behind the wheel of the Volkswagen car.
For Allianz, the venture represents an opportunity to regain part of the German car insurance market lost to mutual insurance company, HUK Coburg, one of Germany’s largest car insurance policy issuers. The car insurance market in Germany is very competitive. The price and product that the venture with Volkswagen Financial will create will give Volkswagen Autoversicherung AG an edge, according to representatives.
With $ 520 million dollars to spend, the new company aims to insure just under half of Volkswagen’s buyers in the next four years. That would double the number of cars sold today with insurance policies. Consumers visiting a Volkswagen dealership will have an insurance option to consider along with loan and financing packages. Allianz has set a start date of April 1 for the program, pending final contracts and supervisory sanction. Consumers will be able to buy quality car insurance products at Volkswagen dealerships. “We are happy to have the leading global multi-brand car manufacturer by our side,” Crede said, referring to Volkswagen. Volkswagen Financial Services has recently begun selling property and casualty insurance policies.
Volkswagen and Allianz started working together in the late 1940s and the long history established a level of trust that allowed the two companies to embrace the project as equals. The new insurance company would employ three dozen associates, and their expressed goal is to more than double the number of business insurance policies to 350,000. They also intend to raise the number of car insurance policies from 690,000 to well over a million.
The venture is focused on making car insurance affordable. By joining an insurer with a major car manufacture and automobile financial service, the strengths of each company will be apparent, and it will allow the design of insurance policies that will benefit consumers, particularly in the pocketbook. The policies are intended to be “tailor-made and inexpensive,” according to sources.
Volkswagen and Allianz have equally split the company ownership at 50% apiece. The 49%-51% split is swapped between voting and capital stocks.
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(PRWEB) October 24, 2012
US Insurance Calculator works with car insurance suppliers in South Dakota to aid vehicle operators in South Dakota to obtain the lowest car insurance quotes with a new online auto insurance calculator. Individuals in South Dakota can obtain and compare motor insurance estimates from varies insurance providers to find the right automobile insurance plan at the lowest price. Motorists in South Dakota only have to enter their postal code on our auto insurance calculator, then quotes are presented in just a few seconds.
“We aim to help drivers in South Dakota to save money on car insurance,” Jason, CEO of InsuranceCalculatorUSA.com explains. “Our system can provide quotes from multiple companies quickly so you can compare with ease.”
Drivers in South Dakota need car insurance. According to the latest research from USA Census (http://www.census.gov), The state of South Dakota has an average vehicle theft rate of 97 of every 100,000 cars. Last year, South Dakota had an average fatality rate of 1.3% where 70% of all deaths were from road way accidents. (11% occurred at intersections and 8% involved trucks)
South Dakota has an average cost of only $ 1,218.00 “It doesn’t hurt to compare,” Jason added. “But if you don’t, you may be missing out on hundreds of dollars in savings.”
In addition to car insurance, consumers in South Dakota can also use South Dakota Insurance Calculator to obtain home, health, and life insurance quotes. Obtaining and comparing insurance quotes on InsuranceCalculatorUSA.com is the most efficient and easiest option to reduce the cost on Insurance in South Dakota.
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Houston, TX (PRWEB) May 13, 2013
TitleMax, one of the nations largest and fastest growing car title loan companies, opened its 29th location in Houston, TX on Friday May 3, 2013. Residents can now visit this store for all of their short-term cash needs.
The new store is located at 7730 W. Bellfort Street, Houston, TX 77071. Store hours are Monday Friday from 9:00 a.m. to 7:00 p.m., and Saturday from 10:00 a.m. to 4:00 p.m. The store can be reached by calling (713) 343-4404.
Financial emergencies happen. Come meet the team at your local TitleMax store to learn more about cash title loans and how they can help you and your family, said Otto Bielss, Senior Vice President of Operations for TMX Finance. TitleMax does not check your credit.
About Car Title Loans
A car title loan is a fast way for credit-challenged individuals to obtain the short-term cash they need. To secure a car title loan with TitleMax in the state of Texas an individual must have a clear, or lien-free, car title, a government-issued ID and proof of income. With these items an individual can obtain a loan up to $ 5,000 while still maintaining the use of their vehicle. No insurance is required, there are no credit checks and most loans can be processed in as little as 30 minutes.
There are more than 170 TitleMax stores in the state of Texas. To find a TitleMax near you click Title Loan Stores.
TitleMax, a subsidiary of TMX Finance, provides financial products to people without access to traditional credit alternatives. TitleMax has been a trusted consumer lender for over 14 years, helping hundreds of thousands of people in getting cash when they need it. Since its inception in 1998, TitleMax has grown to over 1,000 stores, spanning 12 states and provides car title loans to over 2,000 people each day. In some instances, TitleMax acts as a Credit Access Business and assists customers in obtaining loans through a third party.
Please visit http://www.titlemax.biz for more information on car title loans and how TitleMax can be of service.
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